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 | A Mortgages Website
Useful for: Styled for your life style; Allows overpayments which then allow you to underpay or take surplus when needed; Range of products covering all the types, daily interest calculations, overpayments without penalty's, underpayments, payment holidays, drawdown facility, current account facilities.
They say: Our brokers can source the most suitable mortgage for you from a range of more than 7000 different products. And with all the helpful product information on the site, you can educate yourself before you talk to them if you want to.
http://www.a-mortgages-website.co.uk/flexible/default.asp
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|  | The Money Centre
Useful for: Fixed, variable and flexible mortgages for buy to let investors; Flexible mortgages can be used advantageously by landlords who can, in some circumstances, use holding deposits and rental income to overpay on a mortgage.
They say: The forte of our Buy-to-Let team is to provide guidance to assist the establishment and growth of residential investment portfolios, whilst achieving optimal funding terms and the highest possible service standards.
http://www.themoneycentre.net
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|  | West Bromwich
Useful for: Free loan protection for first 6 months, minimum loan £25,001, maximum £500,000; Interest calculated daily, online application.
They say: Gives you the flexibility to change your mortgage to suit your changing needs. You can pay off your mortgage early and make significant savings in interest by making overpayments when you can afford. Option to benefit from payment holidays or underpay your mortgage at times when your finances are stretched.
http://www.westbrom.co.uk
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|  | The One Account
Useful for: Putting all finances, mortgage, loans, current account, into one account to reduce monthly out going; Online application.
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| | Clydesdale Bank
Useful for: Take repayment holidays; Make overpayments; reduce payments; Redraw money overpaid.
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| | Vernon Building Society
Useful for: Tiered discounted interest rate depending on amount borrowed from 80% - 95% LTV; Additional 1% discount off in first 6 months; 0.5% cashback of value of mortgage; Free unemployment cover for first 12 months; Maximum loan 95% LTV, minimum loan £25,0001, maximum £250,000; Interest calculated daily.
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| | Sainsbury's Bank
Useful for: Adjust yor payments to suit your needs; 100% available; Make lump sum payments; Up to 6 months repayment holiday; Borrow money on the equity and other options.
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| | Barclays
Useful for: Borrow extra money at mortgage rates; Make under or over payments; Payment holidays; Choice of rates, fixed, discounted, tracker or standard.
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| | HSBC Bank
Useful for: Government CAT standard; Variable interest rate, no more than 1% above base rate guaranteed; Interest calculated daily; Make overpayments when you want and no charges for changing provider.
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| | Standard Life Bank
Useful for: Access to additional funds, payment holidays, overpayments, interest calculated daily; Interest and capital or interest only; Refund of standard valuation fee, £200 contribution to legal fees.
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