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 | Sunflower loans
 Useful for: No application fees; Everyone considered including people with bad credit rating, self-employed, mortgage arrears and CCJ's; FAQ's; Apply online or call free.
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|  | Stroud & Swindon Building Society
 Useful for: Fixed then tracker, discount, flexible, buy to let, self certification and self build remortgages, Online calculator and decisions in principle.
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|  | Moneypoint Finance
 Useful for: Remortgages, including adverse credit; Raise capital, debt consolidation, loan for any purpose; Maximum 90% LTV; Online loan finder, calculator and application form.
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|  | All clear finance
 Useful for: Consolidate all your unsecured debts; Mortgage, remortgage/second loan, car finance, unsecured loans, debt consolidation; Specialise in helping people who have already been declined a loan; Apply online, call free or request a call back.
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|  | Alliance & Leicester
 Useful for: Online re-mortgage offer; £100 of arrangement fee, free valuation, £250 cashback or free mortgage transfer service; Selection of mortgage products to choose from.
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|  | Complete credit
 Useful for: Mortgages and remortgages to UK residents at competitive rates; Fixed or capped rate, flexible mortgage, standard variable rate, with interest only or repayment options; Whatever your circumstances; Welcome applicants with credit problems, such as ccjs, arrears and defaults; Apply online or call free.
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|  | Debtsolver
 Useful for: Purchase or remortgage for people with poor credit, ccjs and arrears; Free references; Free valuations; Free Advice; No obligation application; Apply online.
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|  | Select mortgages and loans
 Useful for: Mortgages, remortgages and secured loans; Range of loans that meet individual requirements; No commission charge or arrangement fee; Free independent advice; Mortgage quotations; Apply online.
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|  | Alfa mortgages
 Useful for: Mortgages, remortgages and homeowner loans; Mortgage products include, house purchase, buy to let and right to buy; Consider all circumstances including self-employed, with or without proof of income, poor credit history, CCJs, arrears, defaults, discharged bankrupts, and IVAs; Apply online or call free.
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|  | The Royal Bank of Scotland
 Useful for: Loans available from £25,000; No legal or valuation fees; Choose from current account, flexible, fixed rate or discount re-mortgages.
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